Classic sports cars with their hoods and doors open inside a bright, clean automotive workshop

The owner's manual for car insurance

Eight plain-talk guides. No jargon left unexplained, no invented numbers.

A white car with a crushed front corner and a detached bumper after a collision, parked on gravelLiability vs. full coverage: what you are actually buyingTwo phrases you hear on every quote, and what each one pays for when something goes wrong.5 min readHeavy traffic on a multi-lane highway at sunset with a tanker truck in the far laneWhat affects your car insurance priceYour record, your ZIP, your car and your coverage choices. Here is how each one moves the number.5 min readA vintage peach-colored coupe with painted flames on its side parked along a waterfront promenadeInsuring a classic or modified carAgreed value, usage limits and aftermarket parts. What changes when your car is more than transportation.5 min readOne hand passing a car key fob to another open hand against a pale gray backgroundAdding a driver to your policyWho needs to be listed, what happens if someone is left off, and how adding a driver changes a policy.4 min readA silver sedan raised on an orange hydraulic lift with its hood open in a repair shopHow car insurance deductibles workThe amount you cover first on a claim, which coverages use one, and how to pick a number you can live with.4 min readA person in a blue suit sleeve filling out a printed form with a pen at a deskSR-22 basics: what the form is and how it worksAn SR-22 is not a type of insurance. It is a filing that proves you carry it. Here is how it works.4 min readA black SUV parked in a driveway in front of two-story houses on a sunny suburban streetBundling basics: home, renters and auto togetherWhat a multi-policy discount is, when putting policies together helps, and what to check before you do it.4 min readA black leather bifold wallet lying open on brown canvas fabricWhat to have ready before you get a quoteFive minutes of gathering makes your quote more accurate. Here is the short list.4 min read

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